What to look for in a retirement community

Where are you going to live when you retire? It’s an important question to consider now, but the answer can change over time. In your home? With family members? In a retirement community?

Many people plan eventually to live in some type of retirement community, and it’s helpful to consider the various options available, from special neighborhoods to high rises to communities that offer the full continuum of care.

Good planning also includes knowing what your limits are and what you can afford. What services will insurance pay for, and how much is covered? How much do you have saved? What are the out-of-pocket expenses?

It is important to find a retirement community that best suits your needs, and one important part of that decision is to visit, get a first-hand look and ask some questions.

Here are some questions to consider when visiting:

Does the community have a mission statement? If so, how does that statement fit into the community on a daily basis?

What kind of health care and personal care does it offer? Is it on- or off-site? What support services are available? Also, ask about the community’s medical emergency procedures policy.

Will the community allow you to stay a night or two? In order to determine if this is your new home, check out all the community has to offer during your stay. Do you like the living conditions and the surroundings? Visit with current residents and find out how they like it.

What activities are offered? Find out what group activities and cultural enrichment activities are available on a weekly and monthly basis. What volunteer opportunities are available in the area? Does the community provide a shuttle service? Does the community allow pets?

How healthy and appetizing is the community’s food quality? Visit the prospective community during lunch or dinner time and ask questions about dietary needs and food preparation.

Does the community offer a full continuum of care – from independent living to hospice? You may want to ask about the transition process to each stage should the need arise.